09/14 Court Date - Discussion and Speculation

[Cackman]

I know it's been brought up already in this thread, but how in the FUCK do you accrue close to $150,000 in debt and have NOTHING to show for it other than a pair of shit-stained MLP shades and a freezer full of cum?

If I had a debt of $150,000 I'd like to think I'd at least be able to say I'd had sex with Scarlett Johansson or owned the Game Of Thrones throne.

 

[DragoonSierra]

Some of that debt is Chris's already though. The cards are, for the most part, under his name. Chris also co-signed some loan they got for the house repairs or something similar. He might not owe the whole 130 grand but he definitely is in debt for something pretty substantial. It's likely he owes as much as a modern college kid...but without the college kid education.


You can no longer make purchases with the card, but the interest continues.

@Marvin speculated he might have co-signed something. He doesnt know for certain.

 

[DonaldJTrump]

I know it's been brought up already in this thread, but how in the FUCK do you accrue close to $150,000 in debt and have NOTHING to show for it other than a pair of shit-stained MLP shades and a freezer full of cum?

If I had a debt of $150,000 I'd like to think I'd at least be able to say I'd had sex with Scarlett Johansson or owned the Game Of Thrones throne.

Well, the life on Autistic person can Cost up to 2.4 Million dollars, so that could be a factor,

 

[Tennis-Ball-Tony]

I know it's been brought up already in this thread, but how in the FUCK do you accrue close to $150,000 in debt and have NOTHING to show for it other than a pair of shit-stained MLP shades and a freezer full of cum?

If I had a debt of $150,000 I'd like to think I'd at least be able to say I'd had sex with Scarlett Johansson or owned the Game Of Thrones throne.

I've been trying to wrap my head around that as well. Now his eating out habits can cost as much as $20 for one meal if he's gorging himself, and I believe he eats out pretty much all the time, which would be $25-30 a day conservatively, so nearly $1000 a month possibly. So then you mix in the toys, and video games, which he pretty much has to buy, it adds up to quite a lavish lifestyle.

Then if there's real problems, like rebuilding Branchland Court, or buying a car, it's a lot of "we need this money now, so do whatever" to get it.

Others have pointed out that he couldn't even really sell his toys because he opens them, throws out the boxes, and eventually they take on the Branchland miasma, basically turning into junk.

 

[Dain Bramage]

Wanna know how much Barb cares about Chris or Bob? Notice that Bob's corpse will soon have to make room for Barb once she keels over in the same crypt space. Now notice there's absolutely no known prepaid burial spot for Chris.

 

[DonaldJTrump]

Wanna know how much Barb cares about Chris or Bob? Notice that Bob's corpse will soon have to make room for Barb once she keels over in the same crypt space. Now notice there's absolutely no known prepaid burial spot for Chris.

In 30 Years or 10 at the rate hes going, Cue Chris Begging for money for life insurance and a burial plot

 

[Jack Awful]

Wanna know how much Barb cares about Chris or Bob? Notice that Bob's corpse will soon have to make room for Barb once she keels over in the same crypt space. Now notice there's absolutely no known prepaid burial spot for Chris.

Chris can always spoon with Barb.

 

[DumbDosh]

In 30 Years or 10 at the rate hes going, Cue Chris Begging for money for life insurance and a burial plot

Do you think Chris' fans will crowdfund a grave to desecrate and to have a space to remember their favorite manchild, or will he be handled similarly to when a homeless guy dies?

 

[vanilla_pepsi_head]

Yeah, the way I figured it Barb and Chris probably spend a couple hundred dollars a day on useless crap, on average. That's all the tardbux gone just on toys/porn/clothes/fast food/knicknacks/whatever without even adding in bills, necessities, legal expenses, or pre-existing credit card debt. There are plenty of people smarter and higher functioning than these fuckups who manage to trash their financial situation even worse. There is a lot unusual about the Chandlers, but this isn't too out of the ordinary for a couple of dumb hicks with no sense of personal responsibility.

Edit: Probably Chris and Barb will end up dead in the hoard at some point, where they will remain entombed in their own filth. Weens and Christorians alike will preserve it as-is and create a memorial out of the property. Calling it now.

 

[Cackman]

Do you think Chris' fans will crowdfund a grave to desecrate and to have a space to remember their favorite manchild, or will he be handled similarly to when a homeless guy dies?

Chris has enough LEGO to resurrect a pyramid in his honor.

 

[Mariposa Electrique]

Yeah, the way I figured it Barb and Chris probably spend a couple hundred dollars a day on useless crap, on average. That's all the tardbux gone just on toys/porn/clothes/fast food/knicknacks/whatever without even adding in bills, necessities, legal expenses, or pre-existing credit card debt. There are plenty of people smarter and higher functioning than these fuckups who manage to trash their financial situation even worse. There is a lot unusual about the Chandlers, but this isn't too out of the ordinary for a couple of dumb hicks with no sense of personal responsibility.

I see that, but a lot of the time, most people learn a lesson about impulsive spending, the Chandlers never do; instead, they blame their impoverished lifestyle on others and expect those people to send them hundreds of thousands of dollars. I think that those binaural beats "telekinetic edition video" were about solving Chris' financial situation. Chris thinks he can bend a huge steel door right off a bank vault with his mind, waltz right on in(like a sexy woman) and just take the money, if anything bad happens, he can just flirt the skirt at the manajekrs and jerkops.

 

[Pickle Inspector]

All this shit really answers the "What happens when Barb dies" questions.

Chris has to move somewhere else because creditors seize everything.

He'll have to add "Must own house!" to his sweetheart list of requirements.

 

[Philosophy Phil]

A summation of the Chandler household and its current state of finances.
Not even e-begging and tugboats can stop this amount of self destruction.

 

[normankrasner]

Did Chris's high school not offer a class like this?

even if MHS had any personal finance classes, Chris would've just slept through them

 

[Rokko]

I've been trying to wrap my head around that as well. Now his eating out habits can cost as much as $20 for one meal if he's gorging himself, and I believe he eats out pretty much all the time, which would be $25-30 a day conservatively, so nearly $1000 a month possibly. So then you mix in the toys, and video games, which he pretty much has to buy, it adds up to quite a lavish lifestyle.

Then if there's real problems, like rebuilding Branchland Court, or buying a car, it's a lot of "we need this money now, so do whatever" to get it.

Others have pointed out that he couldn't even really sell his toys because he opens them, throws out the boxes, and eventually they take on the Branchland miasma, basically turning into junk.

I think Chris does not spend 20 dollars american daily for fast-food. If you read some articles on the cwcki he mostly drinks a tea and eats a burger.

And for the debt, I speculate that hoarders and impuls/comfort-buyers like barb and chris are spending their money mostly on stuff that does not cost much money on its own (compared to the 100000+ debt). Chris buys lego, vidya and other toys.
Barb has her stuff stuffed up to the ceiling, probably kitsch, clothes and whatever. I heard of cases of bancruptcy where people wasted ten thousands of dollars on small thing, and basically are not able to get the money back through ebaying it, because it loses 99% of the amount it cost. Teleshopping shit nobody sane wants to buy because its overpriced. Figurines, dolls, and whatever.

 

[Marvin]

Some of that debt is Chris's already though. The cards are, for the most part, under his name.

The cards are Barb's. Those are the ones listed in the lawsuits. She's got like 3-4x in cards what Chris has in cards.

He might not owe the whole 130 grand but he definitely is in debt for something pretty substantial.

He's got the car.

In 30 Years or 10 at the rate hes going, Cue Chris Begging for money for life insurance and a burial plot

Barb's been borrowing against his life insurance.

Yeah, the way I figured it Barb and Chris probably spend a couple hundred dollars a day on useless crap, on average. That's all the tardbux gone just on toys/porn/clothes/fast food/knicknacks/whatever without even adding in bills, necessities, legal expenses, or pre-existing credit card debt.

Chris' average monthly spending has been approximately at the break-even point for his tugboat. That is, his credit card bills + toys + food + whatever he gives Barb are equal to his tugboat. He hasn't been accruing more debt, on average.

 

[ObeseVirgin]

But I have to ask HOW in the fuck they could be almost $150K in the red. Hoarding shit bought at whim from Goodwill is one thing, but I don't think you could FIT that much stuff into that house. And while they may buy all their food, it's cheap fast food garbage so it can't be THAT expensive in terms of feeding bills.

The worst thing is they have nothing to show for the mountain of debt. That sort of money could have bought a second home they could be renting out for money to piss and burn. Instead it seems to have been used to fill their current place with more crap to actually destroy their home's value.

My guess is that Barb got some sort of reverse mortgage on the house.

Barb really is the ultimate ween. She's left her disabled son up shit creek once she's gone.

 

[Chan the Wizard]

If Chris burns down the house again, he could save on Barb's cremation cost.

 

[Subconcious Offense]

If Chris burns down the house again, he could save on Barb's cremation cost.

If Chris made a fire that killed Barb will he care more or less than when he made a fire that killed his cat?

How will his little brain even comprehend the implications of changes that it will bring to his life?

 

[Kecleon]

Seems like even a majority of us underestimated the debt. $16k, hot damn.