Money 8/4 - Barb sued by another bank - Capital One Bank

[Sphere of Many Eyes]

If it wasn't for Barb's awful payment habits, we wouldn't be learning all this neat bank/collections stuff.

Thanks Barb!

 

[Collections Agent]

If it wasn't for Barb's awful payment habits, we wouldn't be learning all this neat bank/collections stuff.

Thanks Barb!

I'm honestly suprised you all are this interested lol.

ALSO it's probably worthy to note, no matter how this turns out, Barbs credit score is going to be massacred.

 

[Suicidal Emo Panda]

I'm honestly suprised you all are this interested lol.

It's better to do your homework and knowing your shit before you engage into anything, unlike Barb or Chris who both have/had several debts.

 

[timtommy]

Bucket 6 requires a minimum 150 days or 6 missed minimum payments.

From what I understand if C1 dosent act on the debt by 180 days, it's defaulted and is often sold off.

It seems like, based on your information, that Barb has just decided "fuck it, I am not paying them anything".

I don't really buy any of the "the bank watched the begging videos" or "the bank secretly knows she is going to die in 6 months". That seems way too complicated.

A few years ago I lived in a really shitty apartment building. One of my neighbors was a lady Barb's age. She had adopted an attitude of not paying anyone a penny unless she was sued. No rent, no bills, nothing unless she was directly facing serious legal consequences for not paying. Based on these lawsuits, I suspect Barb may be edging towards a similar attitude.

 

[Collections Agent]

I don't really buy any of the "the bank watched the begging videos" or "the bank secretly knows she is going to die in 6 months". That seems way too complicated

Youd be very suprised what the legal team is aware of

 

[Randy Lahey]

i hope she gets the electric chair for this

fry barb

 

[Spiraling Rainbow]

Barb-B-Q

 

[Napalmxxx2]

This is going to get pretty entertaining.... hopefully.

 

[Kosher Dill]

Youd be very suprised what the legal team is aware of

I bet they're reading through Chris's high school homework right now.

 

[Suicidal Emo Panda]

I don't really buy any of the "the bank watched the begging videos" or "the bank secretly knows she is going to die in 6 months". That seems way too complicated.

Youd be very suprised what the legal team is aware of

If employers are doing a screeningtest on potential candidates (using info from the internet), why wouldn't a bank do so if it concerns alot of money?

 

[Collections Agent]

Also as I've said, I have friends in legal.

They know about Chris and his wacky misadventures.

I'm sure word will spread

 

[Charles Morgenstern]

Would it be at all possible for Barb to transfer ownership of the house to Chris in order to avoid this in probate? This is obviously a particularly stupid idea on her part, but they've proven themselves to be exceptionally foolish. Doing so may strike her as being just the right move to outwit those rat-bastard bankers and debt-collectors.

Until she's threatened with eviction by her new landlord over every petty squabble.

 

[Collections Agent]

Would it be at all possible for Barb to transfer ownership of the house to Chris in order to avoid this in probate? This is obviously a particularly stupid idea on her part, but they've proven themselves to be exceptionally foolish. Doing so may strike her as being just the right move to outwit those rat-bastard bankers and debt-collectors.

Until she's threatened with eviction by her new landlord over every petty squabble.

Im not sure, as I am not personally in legal and cant give judgement.

However, if she tries to get rid of her money so she dosent have to pay, itll destroy her credit score even further and pretty much ensure bankruptcy down the line.

 

[Very Honest Content]

Shit like this never used to happen when the Internet Lumberjack was in charge of the finances...

You figure that it wouldn't take the rest of Barb's natural life to fix the income to expense ratio to at least a 1:1 rate but that's must be the Weston in her.

 

[Marvin]

Shit like this never used to happen when the Internet Lumberjack was in charge of the finances...

Even worse than that, this wouldn't happen if Chris was 100% in charge of the finances.

 

[MrsFrizzle]

Would it be at all possible for Barb to transfer ownership of the house to Chris in order to avoid this in probate? This is obviously a particularly stupid idea on her part, but they've proven themselves to be exceptionally foolish. Doing so may strike her as being just the right move to outwit those rat-bastard bankers and debt-collectors.

Until she's threatened with eviction by her new landlord over every petty squabble.

Honestly, given Chris's disability status, the house could possibly be put in a trust for Chris's benefit, but Barb would have to pay a lawyer and we know that's not happening.

 

[waffle]

Honestly, given Chris's disability status, the house could possibly be put in a trust for Chris's benefit, but Barb would have to pay a lawyer and we know that's not happening.

If the rumors of what they paid Rob Bell are half true Barb is fucking awful at hiring a lawyer. I think @Marvin or someone else said they paid him like $30k on the Michael Snyder deal, which is at the very least three times what anyone I know would charge for that.

 

[DonaldJTrump]

I learn more about how to stay Financially stable on his forum than if I took a finance class.

 

[Kosher Dill]

If the rumors of what they paid Rob Bell are half true Barb is fucking awful at hiring a lawyer. I think @Marvin or someone else said they paid him like $30k on the Michael Snyder deal, which is at the very least three times what anyone I know would charge for that.

Well, Barb also dragged that case out ten times as long as any sane client would have. She essentially just yelled "KEEP FIGHTING IT" at Bell, and as long as the money kept flowing he was more than happy to oblige.

 

[waffle]

Well, Barb also dragged that case out ten times as long as any sane client would have. She essentially just yelled "KEEP FIGHTING IT" at Bell, and as long as the money kept flowing he was more than happy to oblige.

She still got fucked. Anything more than ten grand to take that case all the way to trial is highway robbery IMO. You could maybe say fifteen as a nuisance fee for dealing with Chandlers but even that is awfully high. The only way you can justify shit like that is if your hourly and they're just constantly on the phone with your office. Even if bell charged 300/hour there's no way he spent 100 hours on the Snyder debacle.