[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

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What will happen with his case following the 341 meeting?

  • Still gets Chapter 7

    Głosy: 126 18,1%
  • Changed to Chapter 13 and ultimately fails to make his required payments

    Głosy: 218 31,3%
  • Chapter 13 and successfully completed all payments

    Głosy: 19 2,7%
  • Complete dismissal of the bankruptcy

    Głosy: 334 47,9%

  • Łączna liczba głosujących
    697
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Nie jest otwarta na dalsze odpowiedzi.
Honestly everyone, I want a lock of DSP's hair.

Now you might be thinking, 'why though'? But hear me out. If you had a lock of his hair then his good luck will rub off on you.

So with his very ridiculously broken luck stat then you can probably win the lottery or become a king or become the owner of a big company by having a piece of his hair on you as a good luck charm.
 
bankruptcy mechanics broken dood, nothing we could do
 

is showing

24 May 6, 2020 Main Document Discharge of Debtor, Chapter 7 (automatic)
So this is the first time we're talking about Phil having a discharge and it isn't referencing THAT incident.
 
Also correct me if I am wrong but wouldn't his credit line be shot without the bankruptcy anyway? Surely at some point banks would have stopped giving him credit cards and loans? So the negative impact that the bankruptcy has on his credit lines may not hit him that hard. Jesus walks among us, and thy name is Phillus, lover of horses.
 
Honestly everyone, I want a lock of DSP's hair.

Now you might be thinking, 'why though'? But hear me out. If you had a lock of his hair then his good luck will rub off on you.

So with his very ridiculously broken luck stat then you can probably win the lottery or become a king or become the owner of a big company by having a piece of his hair on you as a good luck charm.

I feel like some of his greasy stink would rub off on you, too. So all the money you win from the lottery is going straight into developing some sort of magical de-stink cure.
 
I just asked Nick if we should figure out what Chaos God DSP worships, and switch en masse.

Probable Nurgle. What with all that gross snorting, and ear infections, and shit.
So why can't this guy stay at the center of the Earth where he belongs?
340
 
Ok, when I read the Discharge document last night, I went through so many emotions at once. I felt happiness, confusion, anger, fear, and then acceptance all in 1 second. It's like in the "amazing" movie, X-Men: Apocalypse, when Xavier first felt Apocalpyse through Cerebro.
i've never felt power like this before.gif

Nevertheless, I am not really angry but laughed hysterically after realizing how Paul is truly a man who made a deal with the Devil. Honestly, I am glad he didn't lose the bankruptcy because he is like the only lolcow I actually pay attention to. That being said, people saying he won do not realize that Paul has damned his credit to hell for years to come, high-interest rates, and is going to live in fear knowing he can't have a lavish lifestyle anymore. Plus, we do not know what exactly has been discharged and remember the Discharge can be revoked if he does not follow the steps to secure the discharge. I see this as one of the best sagas to exist, next to the Escort and Marriage saga. Keep it up Paul, I am enjoying this ride you are operating. :story:
 
Honestly everyone, I want a lock of DSP's hair.

Now you might be thinking, 'why though'? But hear me out. If you had a lock of his hair then his good luck will rub off on you.

So with his very ridiculously broken luck stat then you can probably win the lottery or become a king or become the owner of a big company by having a piece of his hair on you as a good luck charm.
Better get it while you can. That hairline's not looking too good.
 
Re-listening to the differences, pros and cons between a chapter 7 vs 13 (because I can't remember everything). Guy I'm listening to is going over the worst aspect of Chapter 7 - forced liquidation of assets. IDK how it works, but is there any possibility his shit might be liquidated? It was swapped to an asset case iirc.

Also, there is the public record aspect. This will never go away, especially for someone with Phil's profile. He will forever be known as that pathetic loser who maxed out how many credit cards and had to declare Chapter 7 at 38 because he sucks at finance and got addicted to a sweaty wrestler version of candy crush.

Phil is already the guy who accidentally masturbated live on youtube. Him fucking up with credit cards is only worth mentioning to the type of people who read this website

Sometimes the a-loggers and detractors are where alot of the fun comes from. DSP is just one giant planet, his gravitational pull drags in all the autists, from detractors to supporters.

Not sometimes. Phil has been so boring for so long that they have become where the fun consistently comes for

I assumed she was going to dig, find where it went, and tell him to piss off. Guess not...



I'm not holding my breath that the Wakhando is on the chopping block, but if it is, that would certainly explain this decision.

Doesn't Phil live in a state where the local governments basically let antifa do whatever the fuck they want? I am not convinced that in such an administrative atmosphere, the local bureaucracy will be inclined to make a bankrupt man homeless just because his home is "technically a bit over the limit for protected assets"
 
Lmfao at all the cope in the last 40 pages of this thread:

"DSP is now boring!!!"
"The bad guys won in the end!!"
"Noooooo!!! You can't just keep winning!!"

I never thought I'd be harvesting lulz from actual kiwi users, but this is truly gold.
#Teamphil all the way.

maxresdefault (8).jpg
 
Lmfao at all the cope in the last 40 pages of this thread:

"DSP is now boring!!!"
"The bad guys won in the end!!"
"Noooooo!!! You can't just keep winning!!"

I never thought I'd be harvesting lulz from actual kiwi users, but this is truly gold.
#Teamphil all the way.
It's the Mr. Enter drama again. When it comes to these types of lolcows, it's mutually assured destruction and no one really wins.
 
Should we lock the thread now?

No, because the case isn't done yet.

Also correct me if I am wrong but wouldn't his credit line be shot without the bankruptcy anyway? Surely at some point banks would have stopped giving him credit cards and loans? So the negative impact that the bankruptcy has on his credit lines may not hit him that hard. Jesus walks among us, and thy name is Phillus, lover of horses.

Yes, his credit being shot is how he got to the bankruptcy. He hit the wall of not being able to kite his debt onto new cards.

Lmfao at all the cope in the last 40 pages of this thread:

"DSP is now boring!!!"
"The bad guys won in the end!!"
"Noooooo!!! You can't just keep winning!!"

I never thought I'd be harvesting lulz from actual kiwi users, but this is truly gold.
#Teamphil all the way.

Some of this is overwrought, but he will absolutely be more boring now. He is at his saltiest when he's desperate for money and begging. Right now, he's not, and he only rarely gets salty now due to stream chat holding his dick through everything.
 
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