[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

[Beavis]

Dat 29.99% interest is inclusive of cost from dipshit like Phil defaulting on his loan and getting away with it.

who new a white man could contribute to the nigger tax?

 

[Cypher]

DSP could get shot in the head by a 50. cal Sniper, and he would just gain Godlike abilities

 

[BrokeACKMountain]

This is just shocking... so the credit card companies won't get their money? Dear God....

I think the point here is that, due to it having been converted to an asset case, they're going to recoup some costs (nowhere near the full outstanding balance) and call it "even". We just need to hope he forgot to count his other TV, fridge, bed, etc. on his exempt assets and hope they get sold off.

 

[DiabeticSP]

doesnt phil still have to pay his debts though?

or should i like buy a bunch of shit cause imake under 100k, but have good credit i should just buy whatever i want. 3 houses, a boat or two. couple vehicles. maybe some land and then file for bankruptcy and just be sad my credit isnt good for 7 yrs?

He still has to pay over $300k in mortgages and car loans.

 

[Trans Fat 41g]

Phil could summon Azathoth and he'd shrug off and walk away.

 

[Banworld]

https://youtube.com/watch?v=a3_PPdjD6mg
Between this and the whole onision thing and whatever the fuck is happening with weeb wars, you'd almost think that internet spergs dont know the legal system as much as they say they do....

If you look at all of the cows who've actually faced time, it's either because of stuff they did in the public eye, or because the thing they did was so egregious that the moment it fell under the right set of eyes it'd be acted upon.

Onision will likely never see inside of a jail cell precisely because he skirts the line of the law so closely, unlike Sick Nick who was just a matter of time. But for someone like DSP who is a literally who for anyone outside this autistic corner of the Internet, they will generally get away with seemingly outrageous things because the only point of contact they will ever have with authorities are these one-off encounters.

I personally congratulate the pigroach on his legal lottery winnings, and hope he spends his winnings pulling more wrestlers to the frustration of everyone around him.

 

[karz]

This man truly has infinite luck.

 

[Julia Chang]

From what I'm reading it's just his credit card debt - and only some of it at that. His taxes (which were put on a credit card) cannot be discharged and the court can specifically determine certain charges not to be discharged, though I am unsure of what that could possibly be.

If I remember correctly, his credit card debts were around $130k, which if we consider his taxes and perhaps a few other things the court may decide he needs to pay for, "Half a Mil" Phil is still nearly $400k in debt from his home and car loans.

I get that to some it may be upsetting that Phil didn't get glassed from orbit by Super Supreme Court Turbo 2 Hyper Filing, but the goutling is still filing for fucking bankruptcy and only the delusional could see that as a "victory".

So let's all stop posting "A meteor could hit Phil and he would survive and also the meteor would apologize for ruining his day and subscribe on twitch because he did nothing wrong" because that doesn't really do much for this discussion and is probably inaccurate.

 

[GnomeofDoc]

And this is why I enjoy DSP. The ride never ends.

 

[Beavis]

If you look at all of the cows who've actually faced time, it's either because of stuff they did in the public eye, or because the thing they did was so egregious that the moment it fell under the right set of eyes it'd be acted upon.

Onision will likely never see inside of a jail cell precisely because he skirts the line of the law so closely, unlike Sick Nick who was just a matter of time. But for someone like DSP who is a literally who for anyone outside this autistic corner of the Internet, they will generally get away with seemingly outrageous things because the only point of contact they will ever have with authorities are these one-off encounters.

I personally congratulate the pigroach on his legal lottery winnings, and hope he spends his winnings pulling more wrestlers to the frustration of everyone around him.

The luck of the lolcow is truly something special. The list of cows that should be dead or in jail is staggering.

 

[Computer Guardian]

How much you wanna bet that DarkSydePhill will somehow get himself into higher debt than last time and find some new way to have it cleared with the power of bugged debt mechanics.

 

[stupid fuck]

Phil could file a half assed DMCA to kiwi farms and still get the content removed

 

[JamusActimus]

It's Your Lucky day Anon you win a Free 5 Stars Hulk Hogan

 

[gaarashatan]

He still has to pay over $300k in mortgages and car loans.

yeah but he wont lol, then what?

 

[DiabeticSP]

How much you wanna bet that DarkSydePhill will somehow get himself into higher debt than last time and find some new way to have it cleared with the power of bugged debt mechanics.

100% because any cards he gets now with his nuked credit score will have double the interest rates and he can't declare bankruptcy from them.

I give him 3 years before he's in as much or more debt.

1 year of caution, 2 years of spending sprees. Just like the last 2 times he was debt free.

yeah but he wont lol, then what?

He gets foreclosed on again like the dumbfuck he is.

 

[kvrkn1122]

The one upside of all of this is that DSP will finally learn his lesson and be more responsible with his spending.

 

[Nick Gars]

I hate Phil as much as anyone else, but his ability to survive literally fucking everything is quite admirable. You're a pigroach Phil, but you're a master at your craft. I may hate ya Phil, but I wish I had even a fraction of your tenacity, it doesn't matter how dire the situation, you just don't fucking stay down. As much as I hate you, I gotta give props where they're due. You're the "immortal Pig Roach" for a reason. I fucking hate Phil, but my God he's fucking impossible to kill.

 

[big ups liquid richard]

All the
who gave money to DSP through troll subbing, tips, and cheers thinking it was all Nancy's money , you guys are dumb.

 

[Lammy]

I'm not sure why anyone is upset about this. The entire point of following cows is just to get laughs out of it. Sure it's not fair and just that DSP seems to get away with everything in his life, but ultimately, this just means he's going to keep streaming and being a kahtent creator for years to come. We didn't get the ride to end all rides, but there's certainly more rides to come. With how often DSP makes poor decisions, there's no doubt that we'll see more things as funny as the Bankruptcy Saga and the WWE Champions kerfuffle in the future.

 

[Beavis]

From what I'm reading it's just his credit card debt - and only some of it at that. His taxes (which were put on a credit card) cannot be discharged and the court can specifically determine certain charges not to be discharged, though I am unsure of what that could possibly be.

If I remember correctly, his credit card debts were around $130k, which if we consider his taxes and perhaps a few other things the court may decide he needs to pay for, "Half a Mil" Phil is still nearly $400k in debt from his home and car loans.

I get that to some it may be upsetting that Phil didn't get glassed from orbit by Super Supreme Court Turbo 2 Hyper Filing, but the goutling is still filing for fucking bankruptcy and only the delusional could see that as a "victory".

So let's all stop posting "A meteor could hit Phil and he would survive and also the meteor would apologize for ruining his day and subscribe on twitch because he did nothing wrong" because that doesn't really do much for this discussion and is probably inaccurate.

Chapter 7 was as good as it gets for Phil. He got over 100k of free money. He wasn’t planning on applying for any large loans and he sits at home all day so he doesn’t give a fuck if he can’t finance anything for the next 7 years unless it’s at 30% interest.

How much you wanna bet that DarkSydePhill will somehow get himself into higher debt than last time and find some new way to have it cleared with the power of bugged debt mechanics.

Phil will absolutely take out more credit cards at high interest rates and not pay them back.