[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

[Fatafata]

From what I'm reading about this reaffirmation agreement... first, the judge needs to believe that you'll be able to make the payments and it's wise for the debtor to maintain this debt for years in the future without the option of another bankruptcy. Phil should fail there harder than anyone with his horrible financial responsibility and job with zero stability for 5+ years in the future, but then... the whole point of reaffirmation reads to me that your creditors work with you to lower your full payment. Why the fuck should any creditor agree to that for Phil? Especially for the Corolla which Phil has somehow only paid $1150 towards in 3 years. Take the asshole's khando and get your money.

I'm pretty sure he is $1150 ahead of the depreciated value of the Camry, not that he has only paid $1150 towards it.

It's quite funny though. He has had it for at least two years so has probably paid $10k on it. And done 5k miles. $2 a mile excluding any fuel and servicing costs. Surely it is cheaper just to take a fucking uber everywhere

 

[Quantum Diabetes]

"You dont want to be butt-fucked, trust me, nuh-huh"

Did your cellmate tell you that Phil?

https://twitch.tv/videos/clip:MuddyDelightfulDonkeySeemsGood

Spoiler

I really need a photoshop class. But you get the idea.

 

[kebab4you]

I've seen Phil have bigger reactions to minor inconveniences than anything I've seen since the reveal of his bankruptcy. Especially now with his papers (ignoring a huge part of its lies) in hand, any normal person would be shitting their pants over having this much of a fucked up economy. Not Phil, still on stream as normal being a salty shut-in.

Feels like he doesn't understand the situation he is in, but he can't be that dumb, can he?

 

[Zack the ripper]

I've seen Phil have bigger reactions to minor inconveniences than anything I've seen since the reveal of his bankruptcy. Especially now with his papers (ignoring a huge part of its lies) in hand, any normal person would be shitting their pants over having this much of a fucked up economy. Not Phil, still on stream as normal being a salty shut-in.

Feels like he doesn't understand the situation he is in, but he can't be that dumb, can he?

he knew this would go public he pignosis'ed himself into preparing for it , i even suspect that he's got an emergency pity stream scheduled this coming week
plus can't rule out that he's ignorant of the disaster that's about to hit
OR
he just cooked up a scheme with khet (his wife (y) ) and he is giving her all his valuables to hide them from uncle sam
all of the above is just a day in the life of a pig

 

[Plastic Love]

I've seen Phil have bigger reactions to minor inconveniences than anything I've seen since the reveal of his bankruptcy. Especially now with his papers (ignoring a huge part of its lies) in hand, any normal person would be shitting their pants over having this much of a fucked up economy. Not Phil, still on stream as normal being a salty shut-in.

Feels like he doesn't understand the situation he is in, but he can't be that dumb, can he?

I'm in the same boat here. The colossal amount of debt he owes, the fact that it seems like he shouldn't qualify for Ch 7 at all, the fact that he may be misrepresenting his business income/expenses and other things to do so. He is either a master of deception or he really thinks he just files the papers and poof, debts gone now I can keep buying sweaty pixels.

Side note do you think we will get more drunk streams now? Is he even allowed to buy booze anymore while the bankruptcy goes thru? Not sure how else he could handle it unless he truly is that dumb.

 

[shekelshoah666]

I'm in the same boat here. The colossal amount of debt he owes, the fact that it seems like he shouldn't qualify for Ch 7 at all, the fact that he may be misrepresenting his business income/expenses and other things to do so. He is either a master of deception or he really thinks he just files the papers and poof, debts gone now I can keep buying sweaty pixels.

Side note do you think we will get more drunk streams now? Is he even allowed to buy booze anymore while the bankruptcy goes thru? Not sure how else he could handle it unless he truly is that dumb.

I've seen Phil have bigger reactions to minor inconveniences than anything I've seen since the reveal of his bankruptcy. Especially now with his papers (ignoring a huge part of its lies) in hand, any normal person would be shitting their pants over having this much of a fucked up economy. Not Phil, still on stream as normal being a salty shut-in.

Feels like he doesn't understand the situation he is in, but he can't be that dumb, can he?

He just doesn't feel like he did anything wrong and all of this is happening because his tax guy screwed him. 100% that is how he processes this.

He could still get out of this in a good spot if he sells the house but we all know he ain't leaving until he is forced out by the sheriff's or something like that. A normal person already would've moved all non business related stuff to a storage unit and been having open houses with a realtor staging the place to look good. If(when) he has to sell he isn't gonna clean shit and end up losing $$$ because of it.

Just blows me away that he can fuck up this much and still have reasonable ways out but I guess when you pull in 100k+ from tards a year anything is possible.

 

[MoonRocker]

So hold up... as @actually correctly indicated he makes about $9,200 a month.

Has about $5,000 in “expenses” (rent, food, etc).

Where the fuck does the $4,200 end up going!? A lot of these credit cards could be set to be paid at the minimum balance where he wouldn’t end up spending $2,500-$3,000 a month on them. Leaving him with any where from $1,900 to $1,200 of disposable income. Add in Khet’s income, that’s anywhere from $2,900 to $3,600 of disposable income between the two of them. This amount of money provides for a very comfortable lifestyle once all their basic needs are met.

How the fuck is in the red so much? How does someone fuck up their finances that bad!?

 

[_XXIII_]

I've seen Phil have bigger reactions to minor inconveniences than anything I've seen since the reveal of his bankruptcy. Especially now with his papers (ignoring a huge part of its lies) in hand, any normal person would be shitting their pants over having this much of a fucked up economy. Not Phil, still on stream as normal being a salty shut-in.

Feels like he doesn't understand the situation he is in, but he can't be that dumb, can he?

He's absolutely baffling. I think the sheer quantity of bollocks he spouts has rewired his brain.

He cried to get out of a perm Twitch ban, he cried to get out of his YouTube AdSense ban, he probably thinks he will be fine. And going by his insane roach luck I'm still not absolutely convinced he doesn't get out of this shit.

It must be highlighted that for every single instance of Phil saying 'its not my fault, I did everything correct, they fucked me over' - nobody forced him to spend over $100k on credit cards. He doesn't have a self aware bone in his body.

I'd bet $50 that he blames the 'inconsistencies' (lies) in these documents are because his 'nudnik bankruptcy lawyer' advised him incorrectly.

 

[Mask_de_SMITH]

This lying fraudulent cocksucker is claiming he doesn't own any electronics or collectibles.

That's GOTTA be illegal or some shit, right?

I'm not privy to anything law related, but you can't just get away with a fabrication that blatant. After all, someone could just look up that he still owes on the Wakhando, right?

 

[Looney Troons]

“I need tho that money, I really do, I need that money.”

 

[war has changed]

People like to joke (and sometimes unironically state) that Phil has an ungodly amount of luck to get out of receiving his just desserts.

But maybe all this time... Fate had him wriggling out of other situations simply so that this arc could happen, to make it extra poetic - a beggar earning way more than his work's worth might possibly be brought down in some way by money matters.

Dunno. This is amazing.

 

[Shield Breaker]

I mean his luck has been rather bountiful. But uh, with the amount of bullshit on these forms and actually hiding assets, and the amount of people who fucking loathe him and want him to burn and would report him for it...that's a lot of luck for this for him to break out even, not even counting the massive amount of luck you'd need for it to go your way.



Chapter 7 requires an excruciatingly detailed filing about all of your assets, ability to work, etc. Phil has consistently lied about his assets, claims he owns no electronics, somehow has 5k of business expenses. He has a metric fuckton of creditors as well, 13 credit cards plus banks. Someone, somewhere will be pissed enough and insulted enough to mount him to the wall.

Also with the amount of people that hate him, its inevitable that all this information and all his lies gets leaked to opposing council.



If he does, I'll start believing in gnosticism: that we're in hell and the being that watches over us is a blind idiot who has blessed Phil beyond all men.



I think those things are non-transferable, like with Steam. You can't sell them (if you try to, its banned and the value is worthless).

Also Phil is a faggot who spends money on sweaty steroid men instead of waifus like God intended gatcha games to be.

If Phil gets out of this one, I think that it is proof that we're in the best possible timeline, where the antichrist is a gout riddled manchild so addicted to mobile games that we're safe from the apocalypse.

 

[Bryan Dunn]

Feels like he doesn't understand the situation he is in, but he can't be that dumb, can he?

To me, the filing screams "heh, watch me pull a fast one on this courtroom. This is full proof, no way they taking my house"

It just comes off as someone who thinks they are more cunning and intelligent than even somebody like a Judge or Lawyer. It takes Balls to blatantly do what he did, especially for the fact that

A. He knows his detractors WILL immediately have this the day it's posted

B. Knows they know the truth and will contact the lawyers and judges

C. There is verifiable and easily accessible evidence to show hes lying


In order to have those balls you have to be either a repeating criminal who has vast experience with the law and court systems, someone who has spent his life studying the law and experience in bankrupcy proceedings, OR someone so delusionally warped by their Narcissism and bubble world that you 100% believe you are smarter than everyone around you and can get out of anything.

He thinks hee actually smarter than everyone and he also probably believes that this filing changes nothing for him in his business. Expect a 5 hour prestream Mental Gymnastics the day he decides to address this paperwork.

 

[Near]

There is verifiable and easily accessible evidence to show hes lying

Well here's hoping for them to be the first entity with any kind of authority to actually do 5 minutes of research on Phil Burnell.
Many before sure as hell conveniently didn't feel like doing it. I guess except maybe the IRS.

 

[Pargon]

now i am not saying you should report him for fraud here

Do not do this. Do not even joke about doing this. Do not redirect the landslide, just let it happen.

Dear Leader never posts in the DSP sub (for good reason because Phil as a cow can be very boring compared to lunatics like Yaniv) and even he weighed in on not fucking around with the proceedings.

Do not be an absolute tard and put your full name on a document squealing to the government about DarkSydePhil.

 

[Evilronald]

He filed with the court. I can get documents in a minute or someone else can.

He's counting over $5000 per month of business expenses.

Docket for Philip P Burnell, 20-10323 - CourtListener.com

Docket for Philip P Burnell, 20-10323 — Brought to you by the RECAP Initiative and Free Law Project, a non-profit dedicated to creating high quality open legal information.

www.courtlistener.com

Imagine being one of DSP’s creditors and coming across this board to find your entire job is done for you. Literally all they have to do is find the evidence that’s been compiled here. They could even make an account and ask what would be the best ways to shoot down his petition and I bet people here would practically write their response.

 

[Schmeckel]

Whew. Finally caught up after a day of driving.

Much like how Phil plays CYOA with his illustrious past, he has elected to do that with legal documents. This is some true exceptionalism. No electronics? None at all? No business, but then later business? And a lawyer signed off on all this? While Dave has done some pretty seedy shit before, this is something that will fuck him into the dirt unless he (if he can, anyway) amend the filing. If he can't, then his bankruptcy attorney slash bankruptcy lawyer slash bankruptcy tax girl is going to pull off her Scooby-Doo level mask and it will be Lionel Hutz saying "IT WAS ME, PHILIP! IT WAS ME ALL ALONG!"

Jesus Howard Christ, this is going to be fun to see unfold. I wonder if this will be what might drag the Philluminati band back together for one last rodeo of mocking.

 

[Jaimas]

Phil is just the gift that keeps on giving.

 

[Gehenna]

Reading through this, I am left with only one route that seems plausible.

He wrote up everything himself, handed it to lawyer who asked him questions about what was in it but never looked at it. He lied his ass off, and she filed it not knowing what her client had done.

 

[that_monika]

Do not do this. Do not even joke about doing this. Do not redirect the landslide, just let it happen.

Dear Leader never posts in the DSP sub (for good reason because Phil as a cow can be very boring compared to lunatics like Yaniv) and even he weighed in on not fucking around with the proceedings.

Do not be an absolute tard and put your full name on a document squealing to the government about DarkSydePhil.

This. Just sit back and enjoy the trashfire. Phil's not gonna get away with intentionally committing fraud. And if the government or the judge or whoever is actually incompetent enough to be hoodwinked by Phil, maybe they deserve to be deceived.