[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

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What will happen with his case following the 341 meeting?

  • Still gets Chapter 7

    Głosy: 126 18,1%
  • Changed to Chapter 13 and ultimately fails to make his required payments

    Głosy: 218 31,3%
  • Chapter 13 and successfully completed all payments

    Głosy: 19 2,7%
  • Complete dismissal of the bankruptcy

    Głosy: 334 47,9%

  • Łączna liczba głosujących
    697
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Ooo, boy. Phil is in a whole heap of trouble now. I sure can't wait to see how Phil and the boys get themselves out of this one....

If Phil beats the IRS in this, I'm gonna have to start taking notes.
 

Let this ship go into the rocks on its own. Phil's doing a more masterful job than we could have imagined.

Also wtf is over $300 bucks on "health insurance"? WHAT health insurance?

The marketplace health insurance he always bitches about. Given that my wife and I got insured for $400ish total for the both of us, I have to imagine he just picked the first one he found.
 
Let this ship go into the rocks on its own. Phil's doing a more masterful job than we could have imagined.

I don't think this can be stated enough. Phil does a better job of fucking his life up then detractors ever have, and this new development only reinforces that. If people here can see that he's obviously committing fraud then I think we can at least be fairly confident that people who do this shit for a living will see it as well. He's not gonna pigroach himself out of this, so just sit back, relax, and let the new season unfold.
 
I wonder if he's somehow convinced himself he's not lying on this forum? I mean I don't know how else you'd be so ballsy as to submit this thing. Phil, this isn't your sped audience, they're not just going to accept a story and let it slide.

- Follow the money -

It will only take one of Phil's numerous creditors lawyers, to start asking lots of uncomfortable questions about his expenses.

This is the only the ''Pre-Stream''
 
Was phillip aware this information would be made public?

The amount of credit card debt this man has been allowed to accumulate is astonishing.

There is little doubt in my mind that he acquired these lines of credit by using his skill set of shady tactics he honed during his stint as a predatory lender.

60 thousand was the most I was expecting if this information was ever made public.

No
Way
He
Survives
This
 
The marketplace health insurance he always bitches about. Given that my wife and I got insured for $400ish total for the both of us, I have to imagine he just picked the first one he found.
that and hes probably pissed he makes too much to qualify for any kind of assistance in paying for it.

"Dood, I'm constantly overdrawn, i never have any money, whaddaya mean i can't get help paying for my health insurace! all the money i have goes to my bills already!'
 
Is it possible he took out credit cards for his business and only ever made minimum payments and the $5k a month business expense is paying back that debt?
No, because if he bought stuff for the business with them he'd barely have any balances and if he bought stuff for himself with them they wouldn't be business expenses.

You can't use a business' name to buy yourself a yacht then say the loan is a business expense.
How legitimate is it that he could have all the revenue going through the business while having the business pay for his house, car, phone, internet, streaming services, electricity, water, etc, and he collects the difference as a personal income?
First off as a sole proprietor he can't have his business own anything. He owns it all. Second see above.
 
The first victim of this saga is his bankruptcy attorney's SEO..

Image Search pm.png
 
I guess his whining on the last AtK about how college was useless and they don't teach you how to do the real stuff in life like managing debt (don't take out 12 credit cards) and paying rent (or else you'll get foreclosed on) makes sense now. The only way any of this makes sense is if he thought that his parents were gonna drop any day now, which makes sense if you take all of his elderly parent rants as wishful thinking.

But ya, this guy is insane if he thinks hes gonna get away with this. He's not just dealing with 1 creditor, but over a dozen, some of which go through shit like this for a living.
 
I would love to see his bank statements. Really get granular on his expenses. Are the courts able to expound on individual expenses or do they just look at it all from a macro lens? Also, what are his options for selling the WA place now? How does bankruptcy work in regards to pay off what's owed?
 
The first victim of this saga is his bankruptcy attorney's SEO..

Wyświetl załącznik 1124739

I'm totally not looking into her, at all. But I saw this on her website and it made me laugh.


So she was close, and free.
Oh Phil you fucking bellend.
 
To be completely honest I just wanted this piece of shit to be sucked into a singularity. I could care less if he produced his usual content, but now that Phil is endangered he can finally go one of many ways of only ever being fucked to Oblivion.
 
Rochelle wasn't free, she got her $1200 and let Phil make an ass of himself with his claim. I hope she enjoys the attention.

I'd fuck her daughter. Thanks for the autistic and horrifying ratings.
 
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