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It is a massive issue in US. Since you seem to be unable to read complicated stuff, here's a simple cartoon to explain it to you. If you feel like...

I got my first job at 16 and every penny went toward my first car which was necessary for survival and then paying rent once I turned 17. I paid...

Have you heard of this thing called reading? The fact that you failed, proves nothing other than that you are a failure. You certainly can, even...