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Dunno, but I just checked and he was supposed to respond by December 10th and didn't. Not going to endear him to anyone involved. I would think...
One question to add to that is would Phil stick to the payment plan. My guess is a resounding no, given his previous financial exploits
I'm pretty sure the bank can agree to settle for whatever if they want to. But if they can m1lk him they will. Seeing as how it was bought with...
The only realistic thing he could do in court would be to argue for a payment plan.
Of course he need to prove that he can't pay the entire...