Odpowiedzi na post #154 539

He won't think of it as a loan, just something that will be discharged at the next bankruptcy

True, I’d never considered it from the angle of ‘complete retardation’. Will listen closer next time. @FamicomGorby ‘s post is too long to quote...

It's only a "loan" if you plan to repay it...

Refinancing for a lower rate = good idea on long enough time scale and if the fees aren’t exorbitant/new rate is a big improvement Home equity...