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Nigga what

??????????? moving away from credit scores for home loans? why? because niggers have shit credit?

Here is an article on this:

People are more likely to walk away from an asset if they have minimal equity in it (or not take care of it if they aren't planning to stay and...

How bad do you have to be with cash to have a 620? I'm about to break 760 by the end of the year. 620 sounds fucking awful.

This is why you never take the black pill. If you are fucked and act like you are fucked, nothing changes. If you are not fucked and act like you...

That worked GREAT the last time. Let's do it again.