Odpowiedzi na post #189 161

Credit scoring began in 1956. That is when FICO was created.

We didn't have ridiculous levels of immigration.

Sorry for being a faggot, but the concept actually is an ancient tradition passed down from long before the founding fathers and is great. It's...

Credit scores exist because small community banks were killed by regulation. Loans used to be given out based on your reputation in your...