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Try 18k or 19k, or whatever brings it down to near 0. There's usually a sweet spot for it. It's just an 'estimate' of earnings you'll make next...

Those are full ACA plans and I think Medicaid gets involved at lower incomes. The state implementation of Medicaid has different names in each...

If you make less than $15,000, you should qualify for Medicaid, where your monthly premium should be $0.