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Depends on the type of bankruptcy, Phil got a chapter 7. There are certain types of debt that can be discharged in a chapter 7, you can only...

That's basically the gist of it, but it's not that simple. You basically plead your case to a Judge and provide evidence that you basically can't...

A Chapter 7 bankruptcy appears on your credit report for ten years, and the impact it has on your score decreases as more time passes since the...