[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

[instythot]

So, here’s the fun part for me. Bankruptcy doesn’t magically make you good at managing your finances. He dug this hole once, now he gets to do it without credit cards—or, at the very least, with very limited access to debt. It’s going to be a dumpster fire and right now all we’re seeing is the little ember latching onto the McDonald’s wrapper at the bottom.

For 6 months at least. I think someone a few months back explained that some bottom feeding credit card companies are extremely likely to mail him offers after about then... and once he starts building credit back (and his payment timeliness, credit utilization and debt to income are going to look pretty fucking good), he'll qualify for more over time. He pretty reliably makes minimum payments which is the best way to give money to a bank forever. A greedy bank (i.e., a regular bank) would be stupid to not let him keep doing that again

 

[Null]

His lawyer told him to shut the fuck up so hard lol

 

[DSP_Fat_Man]

"I just recieved a dollar tip that i cannot talk about because it's behind the scenes stuff, thank you for the tip"

 

[ColorfulCassowary]

I know a lot of annoying people always post in these kinds of threads, being like "DSP won't be able to escape this time! This'll surely be the end of him!" but I honest to god didn't think he'd get out of this.

This man is like the Juggernaut; dumb as bricks and can't think ahead, but is completely unstoppable. My god.

 

[David Davidson]

His lawyer told him to shut the fuck up so hard lol

Just on stream Phil said he is "legally obligated to not talk about it".
Can't even dunk on the haters.

 

[ILovePudding]

It's almost as if Rekieta is wrong more than he is right.

The only good thing about Nicky Rackets is when he does a Greerstream.

 

[Overcooked Raccoon]

It's been said before but smug and arrogant Phil is best Phil, if only because the inevitable downfall that follows is funnier.

This is what people should be walking out of this with.

Just look at the situation and consider a new arc of the DSP anime is beginning.

 

[a_lurker]

I've not kept up to DSP, i know very little. Something about cranking it live before a stream, not realizing it was already going, and i saw that he was half a million in debt, and something like 40k in faggy WWE mobile games....

But it seems like this motherfucker was either born with all the lucky charms up his ass, he's burning some serious fucking karma with some sort of dark magic and is gonna spend the last 10 years of his life in heartstopping pain kept alive by machines, unable to beg the doctors to unplug him, or he's getting lined up by a few lawyers to have a 6 lane highway routed through his asshole.


I can't even say this is luck, this is some alphabet agency protection shit.
If he doesn't get nabbed in the next year via appeals or some sort of fucking charges coming down on him, 3M needs to take fucking tissue samples from that motherfucker. Teflon ain't got shit on DSP.

He should sell jars of his piss, people could gargle with it to win the fucking lottery.

 

[010101]

The fucking madman did it. I'm not even mad, it's fun to mock idiots for fucking up but when you manage to bullshit your way out of trouble, good job.

 

[SaidNoOneEver]

This is a big win for Phil. Heck, even Rekieta gets to do a whole stream now on why he wasn't wrong even though he was. People are wrong sometimes. Why is there so much cope posting? Every dog gets his day - even gouty boys.

If it's discharged without selling the WA condo then it's a HUGE win. He'd be in FAR better shape than he was 3 months ago and he won't suffer a bit. In fact much of his suffering (the stress of the debt) would go away. Those cards that he stopped paying several months ago? Those were cancelled long ago - he hasn't been using credit cards for a while now and has made a lot of money in the meantime without having bills to worry about. To top it off millions of people are probably going to be filing bankruptcy in the next 6-12 months so the normal stigma attached to bankruptcy isn't going to mean anything. They'll be that common and no one will think twice when he tells them he had a bankruptcy during the plague quarantine.

That said, I'm not sure we know enough yet to say he's walking away. All we know right now is that his asset-case Ch. 7 bankruptcy has been discharged but we don't know yet which assets have been identified for sale. I want to believe that Nancy didn't go to the trouble of converting this to an asset case just so she can auction off $1k in video game statues. The evidence is overwhelming that even his amended filing is still full of fraud.

 

[tamago]

At this point Phil's luck is strong enough for him to be the star in some comedy movie. Shit's hilarious.

 

[Gold Star Commissar]

For 6 months at least. I think someone a few months back explained that some bottom feeding credit card companies are extremely likely to mail him offers after about then... and once he starts building credit back (and his payment timeliness, credit utilization and debt to income are going to look pretty fucking good), he'll qualify for more over time. He pretty reliably makes minimum payments which is the best way to give money to a bank forever. A greedy bank (i.e., a regular bank) would be stupid to not let him keep doing that again

Oh, they’re definitely out there, usually rocking some insane rates and terrible annual fees amongst other nonsense. God, I hope we get to see him max out some 20%+ credit card on gacha game bullshit.

 

[GarthMarenghisDankplace]

I think what makes Phil so interesting is that it's basically a ass-backward fairy tale of a man who has spent years struggling against his unnaturally good fortune to become the medicore eceleb he is today.

 

[instythot]

The only good thing about Nicky Rackets is when he does a Greerstream.

Hey, he also gave Glorious Leader a huge platform to explain how he told New Zealand to stick their "faggot laws" up their asses

 

[DiabeticSP]

Do you have a wife?

I too possess a roommate. But mine contributes more to rent.

 

[School of Fish]

In about trillions of years from now, the universe will cease to exist.

The stars will be dead, matter has decayed, everything is cold, and eternal night expands forever.

Well in the void the darkness, there will remain only one piece left of what used to be the universe still existing and it still makes a very familiar sound that says, "Why am I poisoned? Why am I toxic?"

 

[PieceofShet]

His lawyer told him to shut the fuck up so hard lol

Knowing it kills dsp that he cant brag, priceless... or in this case... 150k.

 

[WorthlessTrash]

This is what people should be walking out of this with.

Just look at the situation and consider a new arc of the DSP anime is beginning.

Every anime or TV show needs to end at some point, otherwise it will just go on and on until no one cares anymore. DSP is the new black.

 

[Kosher Dill]

Since when did Rekieta promise everyone a pig roast? That wasn't the impression I got from his DSP stream at all.

 

[GigaOPC]

Citibank, AMEX, BOA, Discover, and most other financial institutions just got DARKSYDE DICKED. Shout out to Wells Fargo for firing phil back in the day and being the only bank who wouldn't give DSP a line of credit. Now that he's flush with all that vest cash and no debt him and kat are going to go hard at taco bell. First the WWE Champions saga and then the bankruptcy saga, this year has already beat last years secret wedding and 2k critter reveal. Hopefully we get a couple more good story lines before the end of the year like maybe they take in Kat's dumpster cum slut sister. See you guys at the next one.