Did you know they partnered with door dash to? people are putting burritos in private taxis to them and putting it on a payment plan
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Walmart has their own inhouse version of this to called onepay, ill bet they just havent rolled it out for canada yet so you saw Klara used there
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its framed as a credit card
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they arent even a bank just a cute website designed to trick you into debt
you think your just setting up a "checking account" but your "balance" is framed as money you can spend or "have" but its just your credit limit framed as a balance. Dumbass kids think its free money and spend it recklessly and boom they are trapped in debt slavery because to set this thing up you had to give it access to your bank account so they dont even need to get the government to garnish your wages, they can do it themselves and legally.