i maintain that anyone involved in an HOA should be treated like the local pedophile and live in constant fear for their life.
DSP must have a perfect credit score then.
I do actually, they are basically a 0% 30 day interest loan and act as a buffer so you don't have to use your own money if there is a problem with the purchase, need to return, the merchant is being fucktarded, and other secondary benefits and if there is any fraud it's not your money being risked. Just make sure you have the money to pay for everything you put on a credit card. I mean if you treat them as loan instruments past 30 days, you deserve to be raped on interest.
It's not a great situation, but your credit score is the easiest indicator of reliability for an individual to any sort of major business. So your credit score being good means that your insurance premiums can be lower. You are more likely to be chosen when competing for property against someone with an equal offer but lower credit. It's a stand in for whiteness, and if you don't bother to develop and keep good credit, then you've exposed yourself as a nigger to everyone here. Sorry.
That's true, the point of this thread is to cheerlead whatever Zognald does and never discuss real problems. I couldn't even finish writing this reply before someone posted about how tariffs are a great idea and giving people back the money they lost from tariffs is good actually.
suck my cock nigger
The most politically significant factor imo is that it makes Democrats have to oppose giving $2,000 to every American, which they will, because Trump wants to do it. This will cause massive cognitive dissonance with a lot of Democrat voters who are only on that team for gibs and don't really understand second-order economic effects.
I see you're too retarded to understand secondary and tertiary effects.
American Express goes back further than that.
Fair enough. So then why is it so hard for people to maintain good credit? Why do people revolve multiple credit cards? It's because they make bad financial decisions constantly. Having a good credit score means you are more likely to be good with money. You can game it, that's true, but not if you blow all your money on stupid shit.
Stimulus checks are lump sums that immediately make people stop thinking because it tickles the same part of their brain that would light up if their prehistoric equivalent found a woolly mammoth pre-killed and ripe for slaughter. If Trump tried to claim Democrats stopped him from giving out stimulus checks, they could counter this by also promising stimulus checks if they win. None of this is realpolitik.
This discussion combined with the EBT thread, I've learned many Kiwis are financially destitute and financially illiterate.
one simple thing I've heard is to keep a buck or two of debt on the card, like literally single digit
Using public funds to buy the loyalty of the rabble is the sign of a dying republic
I have 10 cards open(I was churning) and maybe only use 3 of them, the rest are at zero. 820 credit score.
Lol, pretty much. There's a reason why Tel Aviv is tied with Washington DC as the number 1 faggotry capital of the world.
x 17 x 13 x 2 x 1 x 1 x 1 x 2
This is an ironic response to being told not to take on debt you can't pay off.
Way easier said than done for most Americans under 30. You're saying to save up $40,000 on the low end just to entertain the option of buying a home.
nice
the zoomers don't remember when "cash or credit?" or "cash or card?" was even a thing.